Centralized Underwriting Manager
Everwise Credit Union

South Bend, Indiana

Posted in Banking


Job Info


Job Description:

Position Summary:

The Centralized Underwriting Manager is responsible for overseeing the Centralized Underwriting department, managing the Centralized Underwriters, developing and implementing underwriting policies and procedures, and protecting the assets of the credit union through sound lending and analytical practices. The incumbent will ensure the effective evaluation of financial risks associated with loan and credit applications ensuring compliance with regulatory requirements.

Primary Responsibilities and Duties:

  • Responsible for protecting the assets of the credit union by ensuring the highest quality of underwriting in the Centralized Underwriting department.
  • Responsible for supervising, managing and coaching of the Centralized Underwriting team.
  • Effectively lead daily operations of the department including applications in Meridian Link, queues, underwriting of applications and communicating decisions to business partners.
  • Responsible for reviewing, counseling, and assisting in decisioning loans within the Centralized Underwriting Guidelines.
  • Responsible for supporting all credit union departments in their promotional activities by providing underwriting services of the department.
  • Responsible for management of team to achieve strategic goals of the department and the credit union.
  • Responsible for approving employee loans per the credit union's loan policy.
  • Assist VP of Consumer Lending and other executives with development and maintenance of policies and procedures to achieve strategic goals.
  • Accountable for communicating and re-enforcing corporate and department strategies, policies, goals, to the Centralized Underwriting department and relating operational concerns, and successes to VP of Consumer Lending and Senior Management.
  • Assume additional responsibilities as necessary for the continued growth and advancement of the credit union.

Knowledge/Skills:
  • Excellent leadership, communication and interpersonal skills
  • Ability to manage complex and high stakes underwriting decisions
  • Ability to analyze and comprehend detailed and complex loan applications
  • Ability to analyze and evaluate consumer loan credit reports
  • Ability to perform basic math calculations such as LTV, debt ratio and income calculations
  • Strong problem-solving and decision-making skills
  • Excellent organizational skills
  • Proficient in MS Office Suite (MS Teams, Outlook, Excel, PowerPoint) and other loan origination systems used for consumer lending.

Minimum Requirements:
  • Bachelor's degree or commensurate experience is required.
  • 5+ years' lending experience at a credit union, bank, or financial institution
  • 3+ years management experience
  • Variability of shifts may include weekdays, evening and Saturday hours.
  • Hybrid position with expectation to work in office a minimum of 2-3 days per week.

Everwise is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.



More Banking jobs


Amerant
Tampa, Florida
Posted about 6 hours ago

Veterans United Home Loans
Columbia, Missouri
Posted about 2 hours ago

First Commonwealth Bank
DuBois, Pennsylvania
Posted about 1 hour ago

Get Hired Faster

Subscribe to job alerts and upload your resume!

*By registering with our site, you agree to our
Terms and Privacy Policy.


Share diversity job

Centralized Underwriting Manager is posted on all sites within our Diversity Job Network.


African American Job Search Logo
Hispanic Inclusion Jobs Logo
Asian Job Search Logo
Women Inclusion Jobs Logo
Diversity Inclusion Jobs Logo
Seniors to Work Logo
Black Inclusion Jobs Logo
Veteran Job Center Logo
LGBT Job Search Logo
Asian Inclusion Jobs Logo
Disabled Job Seekers Logo
Senior Inclusion Jobs Logo
Disability Inclusion Jobs Logo
US Diversity Job Search Logo
LGBTQ Inclusion Jobs Logo
Hispanic Job Exchange Logo